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You are now leaving the Schaefer Financial Management, Inc. Website and will be entering the Charles Schwab & Co., Inc. ("Schwab") Website. Schwab is a registered broker-dealer, and is not affiliated with Schaefer Financial Management, Inc. or any advisor(s) whose name(s) appear(s) on this Website. Schaefer Financial Management, Inc. is/are independently owned and operated. Schwab neither endorses nor recommends Schaefer Financial Management, Inc. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Schaefer Financial Management, Inc. under which Schwab provides Schaefer Financial Management, Inc. with services related to your account. Schwab does not review the Schaefer Financial Management, Inc. Website(s), and makes no representation regarding the content of the Website(s). The information contained in the Schaefer Financial Management, Inc. Website should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities. WB

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