Our People

Jeffrey A. Schaefer, CFP^®

I am a Certified Financial Planner ^TM professional.  The CFP^® certification is a professional designation granted by the Certified Financial Planner Board of Standards, Inc.  To secure the right to use the CFP^® marks, I have completed a rigorous educational program and passed a series of six examinations.  In addition, to receive the CFP^® certification, a candidate must have at least three years of planning experience.  I have been in practice for the past eighteen years.    Finally, I have agreed to be bound by a strict Code of Ethics and to complete required continuing education to maintain by designation. 

My undergraduate degree is from the University of Colorado, Boulder.  I graduated Magna Cum Laude in May 1986 with a Bachelor of Science in Finance.  I have also earned a Master of Science in Accounting with an emphasis in Taxation from the University of Colorado, Boulder in 1990.

In terms of work history, my entire career has been spent in the financial services industry.  From August 1987 through February 1990, I maintained a financial planning practice operated as Capital Financial Management.  My partner and I dissolved that practice in February 1990 and I commenced operations as Schaefer Financial Management.  My practice was incorporated as Schaefer Financial Management, Inc. in 2001.

Prior to forming Capital Financial Management, from May 1986, through August 1987, I was affiliated with Financial Architects, Inc.  Financial Architects was a registered investment advisor providing financial planning and insurance products.  My duties included financial planning and administration.  From May 1985 through May 1986, I was affiliated with Financial Services Group of Colorado, an insurance agency providing financial planning services.  And, prior to that, I was a registered representative with B.J. Leonard & Company, Inc., an NASD member broker dealer.

I am a member of the National Association of Securities Dealers (NASD) Board of Arbitrators, a panel of industry members who aid in the resolution of disputes involving security matters.

In order to further my own professional development, I have published several articles on financial planning topics including "Tax Planning for Marital Dissolution" which appeared in Personal Financial Planning, and "Financing a College Education - When You Are too Late to Accumulate" which appeared in Financial and Estate Planning.

Andrea Searle, CFP^®

I am a Certified Financial Planner ^TM professional.  The CFP^® certification is a professional designation granted by the Certified Financial Planner Board of Standards, Inc.  To secure the right to use the CFP^® marks, I have completed a rigorous educational program and passed a series of six examinations.  In addition, to receive the CFP^® certification, a candidate must have at least three years of planning experience.  I have been in the industry for the past ten years.  Finally, I have agreed to be bound by a strict Code of Ethics and to complete required continuing education to maintain by designation. 

My undergraduate degree is from the University of Colorado, Boulder.  I graduated in May 1994 with a Bachelor of Science in Accounting. 

In terms of work history, I have significant experience in financial planning.  In January of 2001, I started working for Schaefer Financial Management, Inc.  Prior to working for Schaefer Financial Management, Inc., from May 1999 through December 2000, I was an investment analyst with Envestnet Asset Management (formerly known as Portfolio Management Consultants, Inc.).  Portfolio Management Consultants provided a platform of separate account managers for investment advisors to use in their clients' portfolios.  I performed due diligence and investment analysis on separate account managers that would be listed on the platform.  From January 1997 through May 1999, I was affiliated with AMG Guaranty Trust (Formerly known as Asset Management Group), an investment advisory firm providing investment and financial services.  I performed financial planning and portfolio management services.  Prior to that, from September 1994 through December 1996, I worked for Arthur Andersen, LLP in their tax department.  At that time, Arthur Andersen, LLP was one of the big six accounting firms.  I performed duties in both taxation and financial planning.  I attended, on an annual basis, Arthur Andersen's worldwide training center to further my education in tax and financial planning. 

Kirsten S. Hollander, CFP^®

I am a Certified Financial Planner ^TM professional.  The CFP^® certification is a professional designation granted by the Certified Financial Planner Board of Standards, Inc.  To secure the right to use the CFP^® marks, I have completed a rigorous educational program and passed a series of six examinations.  In addition, to receive the CFP^® certification, a candidate must have at least three years of planning experience.  I have been in the financial services industry for the past twelve years.  Finally, I have agreed to be bound by a strict Code of Ethics and to complete required continuing education to maintain by designation. 

My undergraduate degree is from Middlebury College in Middlebury, Vermont.  I graduated in May 1993 with a Bachelor of the Arts in Biology and Psychology. 

In terms of work history, I have significant experience in financial services industry.  In February of 2007, I started working for Schaefer Financial Management, Inc.  Prior to working for Schaefer Financial Management, Inc., from January 2004 through January 2007, I was a Financial Planner with Financially Speaking, Inc.  Financially Speaking, Inc. is an independent fee-only financial planning and investment advisory firm.  I was responsible for client service, gathering data and inputting that information for financial plans, and implementing the plans. 

From March 2000 through December 2003, I was a Retirement Plan and Senior Financial Advisor for AIG Valic, a company specializing in providing and servicing retirement plans in the K-12 public school market place.  They provided financial planning services to their retirement plan participants. 

Prior to that, from November 1994 through February 2000, I worked for Founders Asset Management, Inc. (now Dreyfus Founders Funds).  I began my career at Founders in the client service department, but soon moved to the institutional marketing department, where I was a Regional Marketing Manager, supporting and marketing to institutional clients. 

Garry L. Patrick, CFP^®

I am a Certified Financial Planner ^TM professional.  The CFP^® certification is a professional designation granted by the Certified Financial Planner Board of Standards, Inc.  To secure the right to use the CFP^® marks, I have completed a rigorous educational program and passed a series of six examinations.  In addition, to receive the CFP^® certification, a candidate must have at least three years of planning experience.  I have been in practice for the past 10 years.  Finally, I have agreed to be bound by a strict Code of Ethics and to complete required continuing education to maintain by designation. 

My undergraduate degree is from the University of Colorado, Boulder.  I attended the University on an Evans scholarship and graduated in December 1975 with a Bachelor of Arts in History and Geography. 

Immediately before starting at Schaefer Financial Management in March of 2008 I was with the Charles Schwab Corporation for the previous 10 years.  I was an Investment Advisor in Schwab's fee based advice group, Private Client, for the preceding 5 years. 

Prior to working in the financial services industry I owned and operated numerous retail businesses in California, Arizona and Colorado.  From 1978 to 1998 I owned a Luggage and Leather Goods store and a Commercial Stationery business in Southern California and a Dry Cleaning business in Highlands Ranch. 

Rebecca A. Aardal, CFP^®

I am a Certified Financial Planner ^TM professional  The CFP^® mark is a professional designation granted by the Certified Financial Planner Board of Standards, Inc.  To secure the right to use the CFP^® mark, I have completed an educational program and passed a series of six examinations.  In addition, to receive the CFP^® certification, a candidate must have at least three years of planning experience.  I have been in the practice for the past ten years.  Finally, I have agreed to be bound by a strict Code of Ethics and to complete required continuing education to maintain my designation. 

My undergraduate degree is from Colorado State University in Fort Collins.  I graduated in May 1997 with a Bachelor of Science in Business Administration with a major in finance.

In terms of work history, I have significant experience in financial planning.  In 1995 I completed an internship with Schaefer Financial Management and then in January of 1998, I started working for Schaefer Financial Management, Inc. full time.  I left briefly in 2002-2003 and moved to Tacoma, Washington where I worked for the Tacoma Art Museum as the database manager and also at the Business Computer Training Institute where I assisted students with financial aid.  Upon my return from Washington I resumed my role with Schaefer Financial Management.

Lowell C. Hansen

I received my undergraduate degree from Colorado State University, in Fort Collins.  I graduated in 1985 with a Bachelor of Science in Finance.

In terms of work history, I have significant experience in the securities industry as well as running a small business.  Prior to joining Schaefer Financial Management, I was Vice President at Dreyfus Institutional Marketing Group supporting relationships in the non-proprietary insurance and 401(k) channels in the western half of the United States.  Before joining Dreyfus in 2002, I was Senior Vice President and Principal at Undiscovered Managers, LLC where I marketed mutual funds and separate accounts to registered investment advisors and broker/dealers in the western United States.  From 1992 to 1997, I ran our family's transportation business located in the midwest.  Prior to that, I became securities licensed and traded municipal bonds for Wolf & Hurst in San Francisco, California. 

Chris Rosenblatt

I graduated from the University of New Mexico with a Bachelor of Science in Finance and earned a four-year golf scholarship.  I began working part-time for Schaefer Financial Management in August 1995. 

Cathy Ogg

I graduated from Rutgers University with a Bachelor of Science in Environmental Economics. I began working part-time for Schaefer Financial Management in February 2006.